Personal Accounts (NEW!) || Commercial Accounts

Health Savings Accounts (NEW!) || Safe Deposit Boxes

American Bank offers a series of account options designed to fit the varied needs of its customers. Whether you are a student, professional or retiree, American Bank has an account for you. American Bank is able to offer superior checking account service because all processing is done in Waco.  When you are interested in any of the accounts that are available, please contact us by calling us at 254.799.4921 or 254.776.8200 or by e-mailing our new accounts department at the following address:

Take advantage of American Bank's new personal accounts!

(Click on one of the accounts above for details)

Key Option - Individuals 55 and over can convert their GOLD or PLATINUM account to Key status. This option can be added for free to the Gold account or for $5 per month to the Platinum account.

Personal Money Maker Account - This account is an interest bearing account with certain limitations on withdrawals imposed by Federal Banking Regulations.

VISA Check Card - Your debit card is linked to your checking account, which means you can use it at ATMs around the world. The card is also part of the VISA network meaning you can use it just like a credit card to make purchases. Instead of charging purchases to your credit card, the amount is deducted electronically from your checking account.

Commercial Checking Account - This account offers all of the typical checking account features. Checks can be provided in a variety of styles or customers may use their own computer generated checks. Contact a new account representative today at 254.799.4921 or 254.776.8200 to receive a comparison of the American Bank commercial checking account against your current bank's charges.

Commercial NOW Checking Account - All of the services and features of the commercial account plus the account earns interest. A monthly account analysis is performed that applies incurred service charges to the account's earnings credit. Certain government restrictions apply to this account.

Commercial Money Maker Account - This is an interest bearing account for customers with excess cash or minimal activity. The interest rate varies according to the balance. Withdrawals are limited, by Federal law, to six per month.